Who We Are
Risk Mitigation
Fighting for the fighters with an in-house claims team.
Our in-house claims team provides guidance when reporting an incident, outstanding claims service, and claims repair. Policyholders have the opportunity to choose their defense counsel. The selected counsel works closely with our claims counsel and our Board of Directors' claims committee.
As Claims Counsel, we provide:
- Guidance when reporting a claim or incident;
- Outstanding claims service;
- Claims repair; and
- Support to the Kentucky Bar by providing risk management, ethics, and malpractice CLE programs.
Professional Liability Policy
Coverage that works for you.
We offer a variety of coverage options, with per-claim limits ranging from $100,000 to $5,000,000. We also offer per-claim deductibles.
Other policy features include:
- Immediate assistance in claims avoidance and claims repair
- Reimbursement of attorney fees for defense of a bar complaint up to $10,000 per policy period
- Loss of earnings coverage; $500 per day, up to $10,000 per policy period
- Coverage for acts, errors, and omissions
- Mediator/arbitrator coverage
- Coverage for non-lawyers employed by the insured firm
- Penalty-free reporting for incidents or potential claims
- Immediate coverage for new partners, associates, and employees with no additional premium due until policy renewal
- Free tail coverage provided upon death or disability
- Free tail coverage for retiring attorneys who have been with Lawyers Mutual for five consecutive years
- Prior acts coverage when applicable
- CLE premium discounts
- New lawyer discounts
- Cyber endorsement
Court Bonds
LMIA offers a full range of probate and other court bonds through The Bar Plan, underwritten by experienced, knowledgeable underwriters. Excellent service, quick turnaround (typically 24-48 hours) and competitive rates. For questions, call the Bond Department at 1-877-553-6376, or email:
Use the links below to download printable versions of the applications.
- Civil Court Bonds: Bonds required of participants in a lawsuit permitting them to pursue certain remedies in the courts, such as appeal, injunction and replevin.
- Notary Bonds: Guarantees compliance with the law and possible damages for improper acts.
- Probate Bonds: A bond guaranteeing faithful performance of duty in accordance with the law applicable to the position.
- Public Official Bonds: Bonds required of public officials guaranteeing performance.